New Regulations on Real Estate Collateral in Credit Transactions
January 7, 2025 - 12:31
On December 19, 2024, the National Monetary Council (CMN) introduced significant changes with the approval of CMN Resolution No. 5,197. This resolution amends the previous Resolution No. 4,676, originally established on July 31, 2018. The primary objective of the new resolution is to modernize the regulatory framework governing the Brazilian Savings and Loan System (SBPE), the Housing Finance System (SFH), and the Real Estate Financing System (SFI).
The updated regulations provide clearer guidelines on the use of real estate as collateral in multiple credit transactions. This move is expected to enhance the security of financial operations involving real estate, ensuring that properties can be utilized effectively without compromising the interests of lenders and borrowers alike.
Industry experts believe that these changes will foster a more robust lending environment, encouraging investment in the real estate sector while safeguarding the rights of all parties involved. The CMN aims to create a balanced approach that supports economic growth and stability in the housing market.
MORE NEWS
February 20, 2026 - 19:45
A Showing That Led to a CallingA routine real estate showing unexpectedly changed the trajectory of REALTOR® Martha M. Gonzalez’s career and ignited a profound personal calling. While working with a client, she learned of the...
February 20, 2026 - 02:53
Real estate investor blasts Mamdani budget plans: "All the New Yorkers will suffer"A prominent real estate investor has issued a stark warning regarding New York City`s fiscal future, declaring that proposed budget plans will cause widespread suffering for residents. The...
February 19, 2026 - 04:00
$22m Beacon Hill townhome sale sets Boston’s single-family home sale recordA four-story townhome on Boston`s prestigious Beacon Hill has sold for a staggering $22 million, setting a new record for the highest price ever paid for a single-family home in the city. The...
February 18, 2026 - 03:16
St. Pete's pink buildings tease 29-story luxury condo towerThe vibrant pink buildings anchoring a prominent downtown St. Petersburg intersection are set to vanish, clearing the path for a sleek 29-story luxury condominium tower. Demolition of the...